Best Barclays Credit Cards of 2024
Best for Wyndham
Wyndham Rewards Earner® Plus Card *
4.5
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 6X Reward Rate
Earn 6 points per $1 spent on eligible purchases made at participating By Wyndham hotels and at gas stations; EarnRead More
Welcome Bonus
100,000 bonus points
Annual Fee
$75
Regular APR
20.99% - 29.99% variable
Credit Score
Excellent/Good Credit(700 - 749)
Editor's Take
The Rewards Earner® Plus Card is a good match for casual frequenters of Wyndham properties looking for some perks. It’s easy to earn the welcome bonus, and instant Wyndham Rewards Platinum status is a nice benefit.
Pros & Cons
- Automatically receive Wyndham Rewards Platinum elite status
- No foreign transaction fee
- Enjoy extra discounts on local attractions when booking “Go Free” awards
- APR can be high, depending on your creditworthiness
- Target and Walmart only earn 1 point per dollar spent
- Only hotel redemptions offer good value
Card Details
- Earn 100,000 bonus points after spending $2,000 on purchases in the first six months of account opening. Resort fees may apply
- Earn 6 points per $1 spent on hotels by Wyndham and gas purchases
- Earn 4 points per $1 spent on dining and groceries (excluding Target and Walmart)
- Earn 1 point per $1 spent on all other purchases
- Receive Wyndham Rewards PLATINUM membership, which includes early check-in, car rental upgrades and more
- Receive 7,500 bonus points each anniversary year
Earn 100,000 bonus points after spending $2,000 on purchases in the first six months of account opening. Resort fees may apply
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best No Annual Fee for Wyndham
Wyndham Rewards Earner® Card *
3.9
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 5X Reward Rate
Earn 5X points per $1 spent on eligible purchases made at participating By Wyndham hotels and on gas; Earn 2XRead More
Welcome Bonus
75,000 bonus points
Annual Fee
$0
Regular APR
20.99% - 29.99% variable
Credit Score
Good/Excellent(700 - 749)
Editor's Take
Wyndham Rewards Earner® Card is for road warriors and frequent spenders at Wyndham properties who are looking for a no-annual-fee card.
Expert Commentary
Jon Nickel-D'Andrea
Credit Cards Expert Writer
For more than 10 years, Jon Nickel-D'Andrea has been a sought-after expert on how to travel the world using rewards points and miles. Jon has been featured in local and national publications and as a speaker at various seminars across the world. Combining his deep knowledge of credit cards, rewards programs, airlines and hotels with his unique style and sense of humor, Jon makes the complex web of these programs more fun and easy to understand. He lives in Seattle with his husband Ben and their 4-year-old beagle pup.
Jon Nickel-D'Andrea
Jon Nickel-D'Andrea
Credit Cards Expert Writer
For more than 10 years, Jon Nickel-D'Andrea has been a sought-after expert on how to travel the world using rewards points and miles. Jon has been featured in local and national publications and as a speaker at various seminars across the world. Combining his deep knowledge of credit cards, rewards programs, airlines and hotels with his unique style and sense of humor, Jon makes the complex web of these programs more fun and easy to understand. He lives in Seattle with his husband Ben and their 4-year-old beagle pup.
Credit Cards Expert Writer
Wyndham gives a lot of perks to cardholders without asking for an annual fee in return. It’s nice that cardholders get a discount on both paid rates and award stays along with receiving GOLD elite level benefits such as late check-out which allows you to enjoy the city you’re in without feeling like you have to rush out of the hotel just after breakfast.
Pros & Cons
- Automatically receive Wyndham Rewards Gold elite status
- No foreign transaction fee
- Enjoy extra discounts on local attractions when booking “go free” awards
- APR can be high, depending on your creditworthiness
- Target and Walmart are excluded from the grocery bonus and only earn 1 point per dollar
- Only hotel redemptions offer high value
Card Details
- Earn 75,000 bonus points after spending $2,000 on purchases in the first six months of account opening
- Earn 5 points per dollar spent on eligible purchases made at Hotels by Wyndham and qualifying gas purchases
- Earn 2 points per dollar spent on eligible dining and grocery store purchases (excluding Target and Walmart)
- Earn 1 point per dollar spent on all other purchases (excluding Wyndham Timeshare resort down payments)
- Automatically receive a Wyndham Rewards GOLD member level
- Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases
- Redeem 10% fewer Wyndham Rewards points for go free awards, and earn your free nights faster
Earn 75,000 bonus points after spending $2,000 on purchases in the first six months of account opening
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best for Free Checked Bags on American Airlines
AAdvantage® Aviator® Red World Elite Mastercard® *
3.3
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 2X Reward Rate
Earn 2X miles for every dollar spent on eligible American Airlines purchases; Earn 1X mile for every dollar spent onRead More
Welcome Bonus
50,000 miles
Annual Fee
$99
Regular APR
21.24% - 29.99% variable
Credit Score
Excellent/Good(700 - 749)
Editor's Take
The AAdvantage® Aviator® Red World Elite Mastercard® is a good option for those who can leverage the AA flight perks to justify the annual fee. When factoring in the welcome bonus and intro companion certificate, the first-year rewards are quite impressive, but aside from 2x miles on AA purchases, the 1x base rewards rate is underwhelming.
Pros & Cons
- Easy to earn the generous welcome bonus
- No foreign transaction fee
- Annual companion certificate earned after spending $20,000 in a year with card renewal
- Rich AA flight benefits
- No bonused spending categories other than AA purchases
- Depending on creditworthiness, APR can be very high
Card Details
- Earn 50,000 AAdvantage bonus miles after your first purchase and paying the $99 annual fee in full, both within the first 90 days of account opening
- Earn a companion certificate for one guest at $99 (plus taxes and fees) after spending $20,000 on purchases and your account remains open for 45 days after your anniversary date
- Up to $25 back as statement credits on inflight Wi-Fi purchases on American Airlines operated flights every anniversary year
- 25% discount as statement credits on food and beverage purchases when you use your card on American Airlines operated flights
- Earn 2 miles for every dollar spent on eligible American Airlines purchases and 1 mile for every dollar spent on all other purchases
Earn 50,000 bonus miles after your first purchase and paying the $99 annual fee in full, both within the first 90 days of account opening
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best for JetBlue
JetBlue Plus Card *
3.2
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 6X Reward Rate
Earn 6X points on eligible JetBlue purchases; Earn 2X points at restaurants and eligible grocery stores; Earn 1X points onRead More
Welcome Bonus
50,000 points
Annual Fee
$99
Regular APR
21.24% - 29.99% variable
Credit Score
Good/Excellent(700 - 749)
Editor's Take
If you’re flying at least once per year on Jetblue and spend modestly on groceries and restaurants, the math on this card works out in your favor. Be careful about holding a balance on purchases as the 0% APR offer applies only to balance transfers.
Pros & Cons
- Earn 6 points per dollar on JetBlue purchases
- No earnings limits on points and they never expire
- Free checked bag for you and up to 3 companions on the same reservation
- No foreign transaction fees
- Limited redemption opportunities outside of JetBlue
- High regular APR
- Balance transfer fee
- Annual fee
Card Details
- Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days
- Earn 6 points per $1 on JetBlue purchases, 2 points per $1 at restaurants and eligible grocery stores and 1 point per $1 on all other purchases
- No blackout dates on JetBlue-operated flights
- Points awarded in your TrueBlue account don’t expire
- Earn 5,000 bonus points every year after your account anniversary
- 50% inflight savings on eligible food and drink purchases
- Enjoy Mosaic benefits for one year after you spend $50,000 or more on purchases each calendar year with your card
- Enjoy an annual $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card
Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best for Lufthansa
Miles & More® World Elite Mastercard® *
3.0
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 2X Reward Rate
Earn 2 award miles per dollar spent on ticket purchases directly from Miles & More integrated airline partners; Earn 1Read More
Welcome Bonus
50,000 award miles
Annual Fee
$89
Regular APR
21.24% - 29.99% variable APR
Credit Score
Good/Excellent(700 - 749)
Editor's Take
The rewards you’ll earn can get you award flights on dozens of airlines, and the annual fee is on the low side for cards of this tier—especially considering the lounge passes and annual companion certificate benefits. It’s a niche card, but if you’re in it, there’s a lot of potential value.
Pros & Cons
- Two complimentary Lufthansa Business Lounge vouchers annually
- Companion Ticket after each account anniversary (taxes and fees apply)
- Get up to 5,000 elite status miles per calendar year
- Annual fee waived for Senator and HON Circle status
- No foreign transaction fees
- Earns just 2 miles per dollar on Miles & More integrated flights
- Annual fee of $89
Card Details
- Earn 50,000 award miles after spending $3,000 in purchases and pay the annual fee, both within the first 90 days of account opening
- Earn 2 award miles per $1 spent on ticket purchases directly from Miles & More integrated airline partners
- Earn 1 award mile per $1 spent on all other purchases
- $89 annual fee
- Receive two complimentary lounge vouchers after each account anniversary
Earn 50,000 award miles after spending $3,000 in purchases and pay the annual fee, both within the first 90 days of account opening
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best for Healthcare Expenses
AARP® Essential Rewards Mastercard® from Barclays *
2.7
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 3X Reward Rate
Earn 3% cash back on gas and drug store purchases (excluding Target and Walmart); 2% cash back on eligible medicalRead More
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
21.99% - 29.99% variable
Credit Score
Good to Excellent(700 - 749)
Editor's Take
The AARP Essential Rewards card is one of the few to earn bonus rewards for eligible medical expenses. Add that to the rewards for gas and drug store purchases, and you could do well if you spend often in these categories.
Pros & Cons
- No annual fee
- Introductory APR period on balance transfers
- Rewards unique healthcare spend categories
- 3% foreign transaction fee
- Balance transfer fee of either $5 or 5% of the amount, whichever is greater
- Other cards offer better ongoing rewards across more categories
Card Details
- Introductory APR offer on purchases and balance transfers
- Earn unlimited 3% cash back on gas and drug store purchases (excluding Target and Walmart)
- Earn unlimited 2% cash back on eligible medical expenses
- Earn unlimited 1% cash back on all other eligible purchases
- No annual fee
- Rewards do not expire
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best for Frontier
Frontier Airlines World Mastercard® *
2.5
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 5X Reward Rate
Earn 5x miles on eligible purchases at flyfrontier.com. Earn 3x mileson restaurant purchases. Earn 1x miles on all other purchases
Welcome Bonus
Up to 60,000 bonus miles
Annual Fee
$89
Regular APR
21.24% - 29.99% variable
Credit Score
Good/Excellent(700 - 749)
Pros & Cons
- Welcome bonus with low spending requirement
- Intro APR offer on balance transfers
- No foreign transaction fee
- Annual fee
- Miles expire after 12 months of inactivity
- Redeeming miles can be difficult if not living within Frontier’s network
Card Details
- Earn 40,000 miles after spending $500 on purchases and paying the annual fee both in the first 90 days of account opening. Plus, earn an additional 20,000 miles after spending $2,000 on purchases in the first six months
- Earn 5 miles per dollar spent on eligible purchases at flyfrontier.com
- Earn 3 miles per dollar on restaurant purchases and 1 mile on all other purchases
- Intro APR on balance transfers
Earn 40,000 miles after spending $500 on purchases and paying the annual fee both in the first 90 days of account opening. Plus, earn an additional 20,000 miles after spending $2,000 on purchases in the first six months of account opening.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best for Free Checked Bags on Hawaiian Airlines
Hawaiian Airlines® World Elite Mastercard® *
2.5
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 3X Reward Rate
Earn 3X HawaiianMiles on eligible purchases made directly from Hawaiian Airlines; Earn 2X HawaiianMiles on gas, dining and grocery storeRead More
Welcome Bonus
60,000 HawaiianMiles
Annual Fee
$99
Regular APR
21.24%, 25.24%, or 29.99% variable
Credit Score
Good/Excellent(700 - 749)
Editor's Take
The card destined for frequent travelers to the Hawaiian islands, or lucky enough to live there. The mileage earnings rates and travel perks are robust enough to justify the annual fee – But this is a high APR card, so forget about holding a balance.
Pros & Cons
- Two checked bags free on Hawaiian Airlines when you book directly and pay with your card
- Cardholders can share miles with friends and family
- Discounted award travel on Hawaiian Airlines
- No foreign transaction fees
- Checked bag benefit is limited to the primary cardmember
- Annual companion discount is limited to $100 off a Hawaiian Airlines flight between the mainland U.S. and Hawaii
Card Details
- Earn 60,000 bonus HawaiianMiles after spending $2,000 on purchases within the first 90 days.
- Receive a one-time 50% off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines
- Earn 3X Hawaiian Miles on eligible purchases made directly from Hawaiian Airlines, 2X Hawaiian Miles on gas, dining and grocery store purchases and 1X Hawaiian Miles on all other purchases
- Discounted award flights on Hawaiian Airlines
- Two free checked bags on eligible bags for the primary cardmember when using your card to purchase eligible tickets directly from Hawaiian Airlines
Earn 60,000 bonus HawaiianMiles after spending $2,000 on purchases within the first 90 days.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best No Annual Fee Card for JetBlue
JetBlue Card *
2.1
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 3X Reward Rate
Earn 3X points on JetBlue purchases; Earn 2X points at restaurants and eligible grocery stores stores; Earn 1X points onRead More
Welcome Bonus
10,000 bonus points
Annual Fee
$0
Regular APR
21.24% - 29.99% variable
Credit Score
Excellent(750 - 850)
Editor's Take
The JetBlue Card is an excellent way for occasional Jetblue fliers to get started on Jetblue and earn miles toward flights. If you travel more frequently and would appreciate a set of perks, the JetBlue Plus Card is worth the annual fee.
Pros & Cons
- Earn unlimited miles that never expire
- No foreign transaction fee
- No blackout dates on Jetblue flights
- Points pooling feature
- Few redemption options
- 5% fee on balance transfers
- Miles cannot be redeemed for basic economy flights
- High regular APR
Card Details
- Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days
- Earn 3 points per $1 spent on JetBlue purchases, 2 points per $1 at restaurants and grocery stores and 1 point per $1 on all other purchases
- Points awarded in your TrueBlue account don’t expire
- Earn and share points together with points pooling
- 50% savings on eligible inflight purchases like co*cktails and food on JetBlue-operated flights
- No foreign transaction fees
Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
