Credit cards | Barclays (2024)

Choice is the key to finding the right credit card

Follow the steps below to apply online, or visit the home of Barclaycard to see what we offer.

Check to see if you’re eligible

Before you apply, find out how likely you are to be accepted for a Barclaycard with our free, easy-to-use tool. Just so you know – your credit rating won’t be affected, and you’re not obliged to apply for a card afterwards.

Eligibility checker

Rewards credit cards

Get rewarded for your everyday spending. We’ll give you cashback on new, eligible purchases¹made with Barclaycard Rewards, or you can collect Avios to spend on flights, hotels and more with Barclaycard Avios credit cards.

80.1%APR Representative (variable)
Subject to application, financial circ*mstances and borrowing history. T&Cs apply.

Rewards credit cards

Purchase offer credit cards

Our purchase cards let you make purchases without paying any interest on the balance for a certain period. This means you can buy today, and spread the cost over time.

28.9%APR Representative (variable)
Subject to application, financial circ*mstances and borrowing history. T&Cs apply.

Purchase offer cards

Credit building credit cards

If you’re looking to improve your credit score or start building one from scratch, our cards could help.

33.9%APR Representative (variable)
Subject to application, financial circ*mstances and borrowing history. T&Cs apply.

Credit building cards

Balance transfer credit cards

If you’re paying interest on credit or store cards, you could consolidate what you owe with one of our balance transfer cards.

Compare our credit cards

Whether you’re new to credit, want to manage your money better or you’re looking for rewards, we’ve got a range of cards that could help.

Filters

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Balance transfer cards

Credit building cards

Purchase cards

Rewards cards

Barclaycard Avios Plus

If you’re new to Barclaycard,you'll collect 25,000 Avios if you spend £3,000 in your first three months.T&Cs apply.
Collect 1.5 Avios for every £1 you spend on eligible purchases¹, for a £20 monthly fee
Spend £10,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios. T&Cs apply
Airport lounge membership– access to over 1,000 airport lounges worldwide at a discounted rate of £18.50 per lounge pass, per person

Representative example

Representative 80.1% APR (variable)

Purchase rate p.a. 29.9% (variable)

Based on credit limit of £1,200

Monthly fee £20

The approval of your application depends on financial circ*mstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

See card details

Barclaycard Avios

If you’re new to Barclaycard,you'll collect 5,000 Avios if you spend £1,000 in your first three months.T&Cs apply.
Collect 1 Avios for every £1 you spend on eligible purchases¹, with no monthly fee
Spend £20,000 on your card within 12 months and choose between a British Airways cabin upgrade voucher to use on an Avios Reward Flight booking, or 7,000 bonus Avios.T&Cs apply

Representative example

Representative 29.9% APR (variable)

Purchase rate p.a. 29.9% (variable)

Based on credit limit of £1,200

Monthly fee £0

The approval of your application depends on financial circ*mstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

See card details

Barclaycard Rewards card

0.25% cashback on your everyday spending
No fees abroad – you’ll be able to withdraw cash from a cash machine, buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate

Representative example

Representative 28.9% APR (variable)

Purchase rate p.a. 28.9% (variable)

Based on credit limit of £1,200

The approval of your application depends on financial circ*mstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

See card details

Barclaycard Forward

A personalised credit limit between £50 and £1,200
0% interest on purchases, for three months after you open your account
Price promise – 3% interest rate reduction if you make all your payments on time for the first year. Keep it going in the second year and you’ll get another 2% reduction

Representative example

Representative 33.9% APR (variable)

Purchase rate p.a. 33.9% (variable)

Based on credit limit of £1,200

The approval of your application depends on your financial circ*mstances and borrowing history, so do the terms you may be offered.

See card details

Barclaycard up to 20 month balance transfer and up to 21 month purchase Platinum card (a transfer fee applies)

0% interest on purchases, for up to 21 months after you open your account
0% interest on balance transfers for up to 20 months, which starts on the date you open your account (a 3.45% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer

Representative example

Representative 24.9% APR (variable)

Purchase rate p.a. 24.9% (variable)

Based on credit limit of £1,200

The approval of your application depends on financial circ*mstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.

See card details

Barclaycard Platinum up to 28 month balance transfer card (a transfer fee applies)

0% interest on balance transfers for up to 28 months, which starts on the date you open your account (a 3.45% transfer fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer

Representative example

Representative 24.9% APR (variable)

Purchase rate p.a. 24.9% (variable)

Based on credit limit of £1,200

See card details

Barclaycard Platinum up to 12 month balance transfer card (no transfer fee applies)

0% interest on balance transfers for up to 12 months, which starts on the date you open your account (no transferfee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
0% transfer fee on each balance transfer made. Terms and conditions apply
0% interest on purchases for up to 3 months from the date you open your account

Representative example

Representative 24.9% APR (variable)

Purchase rate p.a. 24.9% (variable)

Based on credit limit of £1,200

See card details

More value with our Barclays app

Use our app when you get your new credit card and enjoy these benefits

Fingerprint log-in
Access the app securely with just one tap or use your app passcode.

All in one place
Keep track of all your accounts with one app. If you’re already a customer you’ll be able to access your current account.

Secure shopping online
Easy authentication for online purchases in just a couple of taps.

Get the app

You must have a Barclays or Barclaycard account, have a mobile number and be aged 16 or over to use the Barclays app. Terms and conditions apply.

Jargon buster

APR

The Annual Percentage Rate (APR) is a rate that shows you how much you’ll pay back in interest over a year. The APR figure includes any annual fee you have to pay for taking out the card.

Balance transfer

You could transfer some or all of the money you owe other lenders onto one credit card – this could be easier to manage and help save on interest.

Credit rating

It’s a score of how eligible you might be to borrow money – it’s calculated based on the information in your credit report, such as how well you’ve made repayments in the past.

Credit card dictionary

Important information

You’ll collect Avios on new purchases, but not on balance transfers, money transfers and transactions that make up your cash balance. These include cash withdrawals, wire transfers and buying currency. You won’t collect Avios for any transactions that are later returned or refunded. You also need to keep to the terms and conditions of your account and stay within your credit limit. You can find out more about collecting and spending Avios, including which purchases are eligible.^{Return to reference}